This is the day of the year when I close my offices, and so do many other businesses. It is certainly a day that the staff members love, but as a business owner, it is probably the most expensive month of the year because we not only don’t make any money, but you get to pay out twice as much as usual in terms of bonuses and other staff-related expenses, not to mention all the leave that one is essentially paying for or providing in terms of the law.

In our line of work it is also the final day for a few clients who are hoping and praying that their payments will come in time, in terms of their Road Accident Fund or personal injury settlements, because it obviously will not help them if payments are made in four days’ time when our offices are already closed for the year!