I am not sure if it is a sign of the first blooms of an improving economy, but I just received a phone call from Woolworths asking me if I would like to take advantage of their revolving credit facility. I cannot remember when last I was offered finance, but it must have been at least a year and a half or two years ago and at that stage of course, we were all receiving shop cards in the post, phone calls offering all sorts of policies, credit and money all day, from every bank, shop and institution. A big booming business was people giving up their jobs to become mortgage originators and just to receive an unsolicited call offering me finance must mean things are improving for some – Woolworths at least.