Bearing in mind all the fraud that goes on with bank accounts and credit cards, I think that the SMS functionality of most of these accounts is wonderful. You can arrange with your bank to get an SMS on any purchase or debit put through to your credit card or you can arrange it to only get notified when it exceeds a certain amount, and I think, unless you are spending all day and night and are going to get irritated by the SMS’s, this is one of the features that everyone should take advantage of, and if you don’t already have it, arrange it with your bank!

The other issue that is terribly concerning, but that is a topic for another blog article, is the number of spam e-mails one gets, from people who obviously are trying to empty out your bank account asking one to log in to one’s banking profile, or to download a piece of software, etc, and I can only imagine how many people have been caught because I must get 3 or 4 e-mails like that a week.